BlueCard, Inc. and its affiliates and third party service providers (“BlueCard”) may need to provide you with certain communications, notices, agreements, authorizations, acknowledgements, billing statements, disclosures or other documents in writing (“Communications”) regarding our Services. Your agreement to this E-Sign Consent confirms your ability and consent to receive Communications electronically from BlueCard, rather than in paper form, and to the use of electronic signatures in our relationship with you (“Consent”). If you choose not to agree to this Consent or you withdraw your consent, you may be restricted from using the Services.

Under this Consent, BlueCard may provide all Communications electronically by email, by text message, or by making them accessible via BlueCard websites or applications. We may also use electronic signatures and obtain them from you.

To access and retain the electronic Communications, you will need the following:

You have the right to receive Communications in paper form. To request a paper copy of any Communication at no charge, please write to BlueCard, Inc., 1345 Avenue of the Americas, 2nd Floor, New York, NY 10105, USA, Attn: Legal (“BlueCard Address”) within 180 days of the date of the Communication, specifying in detail the Communication you would like to receive.

You may withdraw your consent to receive electronic Communications at any time, by writing to the BlueCard Address. However, withdrawal of your consent to receive electronic Communications may result in your inability to send content or information to others via the Service and/or termination of your access to Services. Any withdrawal of your consent will be effective after a reasonable period of time for processing your request.

You can change your email address by writing to the BlueCard Address. You may also be able to change your email address yourself through the Services.